💼 Freelance Hourly Rate Calculator

Estimate what to charge per hour based on take-home pay, taxes, overhead, and billable utilization.

Inputs

Target take-home pay (per year)

$

Estimated effective tax rate

%

Business expenses / overhead (per year)

$

Billable hours per week

Weeks worked per year

Utilization (percent of “billable hours” you actually sell)

%

Rounding

Tip: Utilization accounts for gaps (sales calls, admin, revisions, slow months). Many freelancers use 50–80%.

Recommended hourly rate

$0

Based on pre-tax income needed + overhead ÷ sellable hours (after utilization).

Equivalent daily rate

$0

Assumes an 8-hour billable day.

Equivalent monthly revenue target

$0

Pre-tax income needed + overhead, averaged monthly.

Pre-tax income needed$0

Total annual revenue target$0

Billable hours/year (planned)0

Sellable hours/year (after utilization)0

This estimates your rate to hit your goals. Market pricing, niche expertise, urgency, and scope can justify higher rates.

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